Dealing with debt can be a stressful and daunting experience. Some people manage to successfully emerge from debt on their own. However, some debt situations can be impossible to manage, in which case you may consider filing for bankruptcy. While bankruptcy is not for...
Affordable,
Client Centered Legal Services
Bankruptcy
How does a Chapter 13 repayment plan work?
If debt is overwhelming you and you think bankruptcy may be an option, Chapter 13 bankruptcy could offer you the path to solvency that you are looking for. A Chapter 13 repayment plan allows you to pay off a portion of your debt over three to five years while keeping...
Does bankruptcy eliminate medical debt?
Medical debt can be a significant financial burden, especially when unexpected health issues arise. It is not uncommon for individuals to accumulate substantial medical bills due to surgeries, hospital stays or chronic health conditions. When facing overwhelming...
Does bankruptcy’s automatic stay stop creditor harassment?
Many people in California struggle to stay on top of their bills, and if you count yourself among them, you may be seeking a way to dig yourself out of debt. You may, too, find yourself facing calls and communications from creditors attempting to collect the money you...
Data reveals the dangers motorcyclists face
As a motorcyclist, you have to look out for a number of risks on the road. From inclement weather and reckless drivers to rush-hour traffic, various factors could increase your chances of becoming involved in an accident. Unfortunately, when a larger vehicle collides...
Handling your finances after a bankruptcy
Bankruptcy can disrupt your life and trigger lingering consequences unless you take charge right away. There are strategies you can implement to strengthen your finances and rebuild your wealth. The sooner you take control of your situation the more effective you will...
Will you lose your tax refund if you file bankruptcy?
If you have substantial debt, bankruptcy may be your only means of getting out of it and of obtaining a fresh start. If you have a large tax refund coming, you may plan to use it to celebrate your new, debt-free status. Unfortunately, tax refunds are bankruptcy...
Drawing attention to drowsy driving
Staying alert and focused is pivotal when you are driving. On the road, you could encounter many different hazards, and having the ability to react quickly could save your life. Sadly, too many drivers decide to get behind the wheel even though they feel tired. Even...
Speeding and serious traffic collisions
If a speeding driver collides with you, the chances of suffering a serious injury are especially high. The National Highway Traffic Safety Administration reports that drivers speed for many different reasons, whether they have a false sense of anonymity when driving...
Data provides insight on weather-related traffic collisions
Behind the wheel, you need to pay attention to many different risk factors, from traffic congestion to dangerous intersections and negligent drivers. In addition, you should focus on weather and recognize the various ways in which adverse weather conditions can lead...