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If you decide to file bankruptcy, you may worry about what will happen with everything you own. The whole idea behind the process is to liquidate your assets to repay your debts. But at the same time, the court does not want to leave you without anything. To enable...
When debt collectors try to collect, they have to abide by the rules set down by the Fair Debt Collection Practices Act (FDCPA). However, some of them do not abide by these rules and will instead make illegal choices in an attempt to get their money faster. This can...
It is important to understand the ramifications and liability of a spinal cord injury. SCIs often risk permanent physical effects on your motor function. Surgery, recovery and rehabilitation rack up thousands of dollars in medical debt — and often millions over your...
After bankruptcy, you may not have access to the same line of credit you had prior. Not only do you lose credit cards, but your credit score sees a significant drop. You may not qualify for an unsecured credit card or cards with a fair interest rate. However, this...
Rather than wait to put yourself back on solid financial ground after filing bankruptcy, you want to get a head start. Taking the proactive approach could benefit your financial health sooner rather than later. NerdWallet explores tips for rebuilding credit after...
Once you find yourself struggling to stay atop your bills and finances in California, you may start sorting through your options and wondering whether bankruptcy might help give you a fresh start. Consumer bankruptcies fall into two main categories: Chapter 7...
Bankruptcy often gets a bad rap mostly because people do not understand its benefits. Even though filing for bankruptcy is a significant financial decision with various outcomes, when you leverage it the right way, you can certainly use it to your advantage. Knowing...
California residents who are undergoing severe financial distress may be thinking about filing for bankruptcy. Regardless of whether you file for Chapter 7 or Chapter 13 bankruptcy, there are many consequences you'll face for doing so. Below, we're going to take a...